Business owners

Business owners face the considerable challenge of not only having to look after their own wealth management strategy, but also their family and loved ones, their employees and, ultimately, the continued success of their business. It’s a challenge we are uniquely well placed to help them manage.

We enable business owners to take control of their financial wellbeing. For many, their entire lives and future are tied up in the performance of their business. We advise many business owners on multiple issues such as investment and retirement planning, protecting their estate, handing it down to their dependents and, even, how to grow and maximise the value of their business.

For them, their business isn’t just their pension, it’s their entire lives. We help them to make sure that it’s in the best possible shape.

Case Study:

Founder and Executive Creative Director of a successful London based creative agency

Guy is typical of many successful business owners and entrepreneurs. He’s 46 and thrown his working life into building a flourishing creative agency with his business partner. He knows that it’s going to play a significant role in his financial future and retirement plans, but he rarely has the time step back and work out exactly how. Helping business owners like Guy is a challenge we relish.

We know that they face the twin challenges of having to look after their own personal finances, as well as the day to day management of their business. It’s a task that requires in-depth knowledge of both.

Like most entrepreneurs, Guy’s business is his passion. He set it up because it’s what he always wanted to do - to be his own boss and satisfy his need for creativity. He’s always known that it might generate a significant lump sum at some point in the future, but it often took second place to ensuring the business is well run, its clients looked after and that it continues to be profitable.

As with all our clients, we sat down with Guy to work out his Future Perfect. He the time and space to focus on his business, whilst also ensuring that all his hard work and the risks taken so far, would pay off in the future. For him, this meant having a central strategy that allowed for either an exit from the business at some point, providing a major cash

event or, if that doesn’t happen, an alternative that still provides for the retirement he wants, for both himself and his family.

Today, knowing what his Future Perfect is and having a plan to deliver it, has enabled Guy to focus on his business. He is able to look after both it and the people who work for him, safe in the knowledge that his and his family’s financial wellbeing is provided for, regardless of whether he decides to sell his business or not. It is this flexibility and our understanding of the unique challenges facing entrepreneurs, that empowers them to continue running their businesses and fulfilling their personal financial objectives.

Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.

Mark is by far the best Wealth Manager I have ever worked with. Not only does he take the time talk about my business and how my family are getting on, but he also takes the time to explain the decisions we make around funds and the timing of every decision.

Guy | Founder and Executive Creative Director of a successful London based creative agency

Our Process

We’ve developed a simple three step process to ensure that our clients get the most of their relationship with us. Find our more about our process.